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    Swiss SMEs: when cash flow management becomes a strategic survival tool

    Swiss SMEs approach the future with cautious optimism. According to recent studies, 69% of employers consider their economic situation "good" or "very good", with only 3% reporting difficulties. However, behind this confidence lie major challenges: difficult economic conditions, digitalization, recruitment, and energy transition. In this race for competitiveness, an often underestimated pillar can put a company at risk: proactive accounts receivable management, crucial for protecting cash flow.

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    Exporting to China: what Swiss SMEs need to know

    China offers Swiss companies significant growth opportunities. Yet entering this market requires preparation: even with the free trade agreement, barriers and regulations remain. Exporters should be aware of the practical requirements and the risks that come with doing business in the People’s Republic.

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    The real cost of supplier bankruptcy for Swiss SMEs

    A supplier’s bankruptcy isn’t just a minor disruption. It can trigger a chain reaction that affects your business at every level. You might assume the damage is limited to a missed delivery or an unpaid invoice. But the real impact often goes much deeper. Financial losses, operational slowdowns, reputational risks, and growing pressure on your internal teams are just the beginning. If you're running a SME, especially one dependent on custom parts or international supply chains, your supplier’s failure can echo through your business for months. So what does that really look like in practice? Let’s break it down, step by step.

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    Italy’s economy caught in a prolonged downturn

    Coface assesses Italy’s economic situation critically, Switzerland’s fourth-largest trading partner. Low productivity, slow growth and tight fiscal space pose challenges. Coface’s “B” country risk assessment indicates an elevated probability of non‑payment on export receivables. For Swiss exporters, careful risk management is strongly recommended.

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    5 ways to deal with debt collection around the globe

    Debt collection can be challenging, especially when doing business internationally. While the process may seem straightforward in your home country, once you step outside familiar borders, the rules of engagement shift dramatically. Cultural norms, legal frameworks, and payment behaviour all vary, making it essential to tailor your collection strategy to each specific market.

  • Risk Dashboard

    Better assess your risks with Coface's global risk assessments for 160 countries and 13 sectors. 

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    Switzerland: island of stability or part of the storm?

    As global economic uncertainty deepens, Swiss exporters are entering a more fragile phase. Coface has just released its quarterly update on country and sector risk assessments (June 2025), and the signals are clear: economic risks are rising for Swiss SMEs operating internationally. The downgrade of 23 sectors and 4 countries marks a significant turning point.

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    7 questions on trade risks & swiss business opportunities in a volatile world

    Despite modest GDP growth projections and rising bankruptcies in key sectors, Switzerland has been ranked the world’s most competitive economy in 2025 by the IMD World Competitiveness Ranking 2025. As global uncertainties deepen—from U.S. policy shifts to trade tensions—Swiss exporters face both threats and historic opportunities. In this interview, Christian Moins, CEO of Coface Switzerland, explains how businesses can manage risk and secure growth in turbulent times.

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    Why Swiss SMEs go bankrupt: 7 real causes you should know

    In 2023, a mid-sized Swiss manufacturer lost a major German customer that accounted for over 40% of its turnover. Within six months, it couldn’t pay suppliers on time, employee confidence eroded, and its bank downgraded its risk profile. By early 2024, the company was insolvent.

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    Bab el-Mandeb Strait: tension at a global trade route

    The Bab el-Mandeb Strait is one of the world’s most strategic — and most sensitive — maritime passages. Located between the Arabian Peninsula to the northeast (Yemen side) and the Horn of Africa to the southwest (notably Djibouti and Eritrea), it forms a narrow waterway linking the Red Sea to the Gulf of Aden and, by extension, to the Indian Ocean. Every incident in the Bab el-Mandeb Strait can impact global markets, disrupt supply chains in key sectors, raise logistics costs, and trigger a chain of geopolitical reactions.

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  • Risk Dashboard

    Better assess your risks with Coface's global risk assessments for 160 countries and 13 sectors. 

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