Reduce credit risks effectively with our credit score

Assessing a company's financial health necessitates the examination of various factors. These include the economic environment, market and industry trends, and the company's competitiveness.

Additionally, financial indicators, such as operating profit (indicative of profitability) and net profit, are equally important.

Coface's business information solutions provide quick and convenient access to this data for companies on a global scale.

Our analysis of companies is distilled into a score ranging from 1 to 10, enabling you to promptly evaluate the capacity of your debtors or suppliers meeting their financial commitments. This score considers factors like profitability, financial stability, and the company's solvency ratio.

You can access this score through the iCON by Coface platform.

The Debtor Risk Assessment (DRA) is a scoring system developed by Coface. It offers an evaluation of a company's ability to fulfill its financial commitments to various parties within a 12-month timeframe. This assessment encompasses multiple financial facets, including financial stability, profitability, historical payment track record, and solvency ratios. Additionally, qualitative elements such as the prevailing market conditions and the efficiency of a company's management are factored in.

Our data is sourced from our own claims history, past payment behavior, collection data, and expert evaluations relating to industry and country-specific risks.

Financial risk assessment plays a central role in the evaluation of business risks, as it helps to identify potential financial difficulties of a company. This assessment includes aspects such as gearing, liquidity and profitability, which are essential for effective risk management.